Generated by All in One SEO Pro v5.0.1.1, this is an llms-full.txt file, used by LLMs to index the site. # Preferra Insurance Company RRG A Company with Heart ## Posts ### [Your Insurance Policy – Tips and Tricks](https://preferrainsurance.com/your-insurance-policy-tips-and-tricks/) **Published:** August 1, 2026 **Author:** Jim **Excerpt:** Insurance is a highly regulated industry, and only licensed agents are permitted to provide advice regarding the purchase of insurance. This is why insurance agents are required to complete substantial continuing education requirements... **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog **Tags:** HIPPA, Insurance Agent, insurance policy, Sub-Limits --- ### [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) **Published:** September 1, 2026 **Author:** Jim **Excerpt:** There are many silent cyber liability risks affecting businesses and private practices. Following a cyber theft, we frequently see news reports about massive credit card database breaches and multimillion-dollar cybercrimes. **Content:** [![Your Insurance Policy – Tips and Tricks](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/07/insurance-tips-tricks-400x250.jpg)](https://preferrainsurance.com/your-insurance-policy-tips-and-tricks/) ## [Your Insurance Policy – Tips and Tricks](https://preferrainsurance.com/your-insurance-policy-tips-and-tricks/) Aug 1, 2026 We recognize that the social work profession is a noble one, founded on service, integrity, and clinical expertise. It is stressful—and becoming increasingly dangerous. Thank you for what you do! As a licensed insurance agent, the author offers important insurance... **Categories:** Our Blog --- ### [Professional Liability Insurance 2026](https://preferrainsurance.com/professional-liability-insurance-2026/) **Published:** July 1, 2026 **Author:** Jim **Excerpt:** This article discusses the 2026 property and casualty insurance market with a focus on professional liability insurance. This information may help you better understand pricing and underwriting when purchasing an insurance policy. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog **Tags:** Insurance, Insurance Agent, Insurance Market, Workman's Compensation --- ### [Trust In Your Practice](https://preferrainsurance.com/trust-in-your-practice/) **Published:** June 1, 2026 **Author:** Jim **Excerpt:** Mutual trust between the practitioner and the client is the fundamental basis of therapy. Literature searches indicate that, although challenging, the partnership between the client and the practitioner is key to client empowerment and intervention effectiveness. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [AM Best Reaffirms Preferra's Excellent Financial Strength Rating](https://preferrainsurance.com/am-best-reaffirms-preferras-excellent-financial-strength-rating/) **Published:** May 20, 2026 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG proudly announces that AM Best has reaffirmed the company’s Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Rating of “a-” (Excellent), both with a stable outlook. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Insurance Company RRG to Match Donations Up to $10,000 During Mental Health Month](https://preferrainsurance.com/preferra-insurance-company-rrg-to-match-donations-up-to-10000-during-mental-health-month/) **Published:** May 19, 2026 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [See the GAP… Not All Professional Liability Insurance Policies Are Created Equal](https://preferrainsurance.com/see-the-gap-not-all-professional-liability-insurance-policies-are-created-equal/) **Published:** May 1, 2026 **Author:** Jim **Excerpt:** There are three basic types of deductibles: no deductibles (or first-dollar coverage), flat deductibles, and percentage deductibles, which are becoming more popular. Obviously, choose the no-deductible option. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog **Tags:** benefits, deductibles, gaps, insurance policy --- ### [Preferra Insurance Company RRG Announces Second Dividend and Policyholder Premium Refund](https://preferrainsurance.com/preferra-insurance-company-rrg-announces-second-dividend-and-policyholder-premium-refund/) **Published:** January 6, 2026 **Author:** Jim **Excerpt:** Preferra RRG Board of Directors have authorized its second dividend based on strong 2024 financial performance, resulting in a portion of 2024 premiums being refunded to benefit eligible Preferra policyholders. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements **Tags:** Board of Directors, Dividend, financial strength, Policyholders --- ### [Pulse Check – Professional Liability Insurance](https://preferrainsurance.com/pulse-check-professional-liability-insurance/) **Published:** April 1, 2026 **Author:** Jim **Excerpt:** Professional liability insurance (PLI), also referred to as errors and omissions (E&O) insurance, protects professionals against negligence (duty, breach, and damages are elements of negligence), mistakes, and failures to meet industry standards of care. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog **Tags:** Clinical Issues, Confidentiality, Counselors, HIPPA, Pitfalls, Professional Liability, Sexual Misconduct --- ### [Sexual Misconduct and Boundary Violations](https://preferrainsurance.com/sexual-misconduct-and-boundary-violations/) **Published:** March 1, 2026 **Author:** Jim **Excerpt:** Liability insurance carriers are experiencing an increasing number of state licensing board claims and lawsuits rooted in the broad categories of boundary violations and sexual misconduct. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog **Tags:** Board Complaints, Limits, Negligence, Sexual Misconduct, Sub-Limits --- ### [Preferra Adds Endorsement from the Society for Social Work Leadership in Health Care](https://preferrainsurance.com/preferra-adds-endorsement-from-the-society-for-social-work-leadership-in-health-care/) **Published:** July 22, 2024 **Author:** Jim **Excerpt:** Preferra Insurance Company Risk Retention Group, a behavioral health liability insurance company, is pleased to announce it has added an endorsement from the Society of Social Work Leadership for Health Care (SSWLHC). **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [When Should a Social Worker Break Client Confidentiality?](https://preferrainsurance.com/when-should-a-social-worker-break-client-confidentiality/) **Published:** January 29, 2026 **Author:** Jim **Excerpt:** Following the social work Code of Ethics, HIPAA guidelines and state and federal laws is central to effective and responsible practice. But what if a client exhibits alarming or potentially violent behavior? **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [What To Do When Your Client Threatens To Harm Themselves or Others](https://preferrainsurance.com/what-to-do-when-your-client-threatens-to-harm-themselves-or-others/) **Published:** January 27, 2026 **Author:** Jim **Excerpt:** Social workers enter the field to protect and support vulnerable populations. But what happens when a client threatens to harm themselves or others? **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [How to Respond if a Client Threatens to Sue – And Why Liability Insurance is Essential](https://preferrainsurance.com/how-to-respond-if-a-client-threatens-to-sue-and-why-liability-insurance-is-essential/) **Published:** October 20, 2025 **Author:** Jim **Excerpt:** Social workers often face vulnerable and unpredictable situations. Whether it’s in an office, a client’s home or your home, client interactions always carry some level of professional risk. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [Understanding Your Liability Policy: What's Covered and What Isn't](https://preferrainsurance.com/understanding-your-liability-policy-whats-covered-and-what-isnt/) **Published:** October 13, 2025 **Author:** Jim **Excerpt:** As a social worker, fully understanding your liability insurance – what’s covered and what isn’t – is critical to protecting you and your practice. The last thing you want is to face a licensing board complaint or lawsuit, only to discover that the situation falls outside the scope of your policy. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [Preferra Insurance Company RRG Partners with the Council on Social Work Education](https://preferrainsurance.com/preferra-insurance-company-rrg-partners-with-the-cswe/) **Published:** November 7, 2025 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG is partnering with the Council on Social Work Education (CSWE), exclusively recognizing them as a trusted provider of liability insurance and risk management education built by social workers for schools of social work, faculty, field placements, and students. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Why Social Workers Need Personal Liability Insurance](https://preferrainsurance.com/why-social-workers-need-personal-liability-insurance/) **Published:** September 16, 2025 **Author:** Jim **Excerpt:** As a social worker, you dedicate your career to supporting and protecting others. But in doing so, it’s easy to overlook who is protecting you. Many assume working at an agency means being fully covered by your employer’s insurance. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [Professional Liability Insurance: What Every Social Worker Needs to Know](https://preferrainsurance.com/professional-liability-insurance-what-every-social-worker-needs-to-know/) **Published:** September 2, 2025 **Author:** Jim **Excerpt:** Professional liability insurance helps protect social workers by providing legal representation and coverage for claims, even those that are fraudulent. With the right coverage, social workers gain the security and peace of mind needed to focus on serving clients. **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-400x250.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) Sep 1, 2026 First, we want to recognize the behavioral health and social work professions as truly noble. They are founded on service, integrity, and clinical expertise. While these professions can be stressful and, at times, dangerous, they are also incredibly rewarding. The... **Categories:** Our Blog --- ### [Preferra Launches the Preferra Job Center](https://preferrainsurance.com/preferra-launches-the-preferra-job-center/) **Published:** June 29, 2025 **Author:** Jim **Excerpt:** The job bank offers all social workers, mental health, behavioral health and human service professionals free, secure access to career opportunities and professional development tools. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra, NASW, and NASW Assurance Services Dispute Resolved](https://preferrainsurance.com/preferra-nasw-and-nasw-assurance-services-dispute-resolved/) **Published:** August 6, 2025 **Author:** Jim **Excerpt:** Over the course of the last several months, there have been many statements made with regard to the disputes between NASW, ASI, NASWIC and Preferra. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Joins Forces with Mental Health America as a Matching Sponsor for their “Be Seen in Green” Campaign](https://preferrainsurance.com/preferra-joins-forces-with-mental-health-america-as-a-matching-sponsor-for-their-be-seen-in-green-campaign/) **Published:** May 1, 2025 **Author:** Jim **Excerpt:** Preferra Insurance announces its partnership with Mental Health America (MHA) as a matching sponsor for the national Be Seen in Green campaign, taking place throughout May 2025 in honor of Mental Health Month. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Insurance Company RRG Maintains Excellent AM Best Rating, Reaffirming Financial Strength and Stability](https://preferrainsurance.com/preferra-insurance-company-rrg-maintains-excellent-am-best-rating-reaffirming-financial-strength-and-stability/) **Published:** April 7, 2025 **Author:** Jim **Excerpt:** AM Best has reaffirmed the Preferra’s Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Rating of “a-” (Excellent). **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Insurance Company RRG Launches Risk Management Education Online Platform Offering Free Continuing Education for Policyholders](https://preferrainsurance.com/preferra-insurance-company-rrg-launches-risk-management-education-online-platform-offering-free-continuing-education-for-policyholders/) **Published:** March 27, 2025 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG is excited to announce the launch of its Risk Management Education Online Platform, Preferra Learn, designed for Preferra policyholders **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Insurance Company RRG Named Among Top 100 Risk Retention Groups by Risk Retention Reporter](https://preferrainsurance.com/preferra-insurance-company-rrg-named-among-top-100-risk-retention-groups-by-risk-retention-reporter/) **Published:** February 26, 2025 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG is proud to announce its recognition as one of the Top 100 Risk Retention Groups in the latest rankings by the Risk Retention Reporter, the authoritative journal for the risk retention marketplace. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Court Case: Piro v. McKeever](https://preferrainsurance.com/court-case-piro-v-mckeever/) **Published:** January 25, 2024 **Author:** Jim **Excerpt:** This case exemplifies the advocacy and support offered by Preferra to its policyholders. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Our Connection to the Social Work Community](https://preferrainsurance.com/our-connection-to-the-social-work-community/) **Published:** April 29, 2024 **Author:** Jim **Excerpt:** As one of the largest insurers of social workers in the United States, representing the needs and insuring more than 100,000 social workers across the country, we pride ourselves on our unwavering commitment to serving the needs of our policyholders. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Our Commitment to Our Policyholders](https://preferrainsurance.com/our-commitment-to-our-policyholders/) **Published:** January 25, 2024 **Author:** Jim **Excerpt:** Our commitment goes beyond policies; it's about protecting you with heart. That’s why you are at the center of every decision we make every day. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Insurance Company RRG Approved to Return Excess Profits to Policyholders!](https://preferrainsurance.com/preferra-insurance-company-rrg-approved-to-return-excess-profits-to-policyholders/) **Published:** May 10, 2024 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Important Updates to Enhance Preferra Insurance Company RRG for Policyholders](https://preferrainsurance.com/important-updates-to-enhance-preferra-insurance-company-rrg-for-policyholders/) **Published:** May 28, 2024 **Author:** Jim **Excerpt:** Preferra has decided to part ways with NASW Assurance Services Inc, (Assurance Services), a wholly owned subsidiary of the National Association of Social Workers (NASW). **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Insurance Company RRG Strengthens its Financial Security with Addition of Lloyd's as Reinsurance Partner](https://preferrainsurance.com/preferra-insurance-company-rrg-strengthens-its-financial-security-with-addition-of-lloyds-as-reinsurance-partner/) **Published:** May 29, 2024 **Author:** Jim **Excerpt:** Preferra, a leading provider of liability insurance tailored to social workers and mental and behavioral health professionals, is pleased to announce the addition of Lloyd's as a reinsurance partner alongside Swiss Re. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Adds Endorsement from the National Organization for Human Services](https://preferrainsurance.com/preferra-adds-endorsement-from-the-national-organization-for-human-services/) **Published:** July 19, 2024 **Author:** Jim **Excerpt:** Preferra Insurance Company Risk Retention Group, a behavioral health liability insurance company, is pleased to announce it has added an endorsement from The National Organization for Human Services (NOHS). **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Policyholders Save $130!](https://preferrainsurance.com/preferra-policyholders-save-130-on-7-ceus-at-the-virtual-fall-social-work-institute/) **Published:** July 23, 2024 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG and Preferra Learn have partnered with Social Work Foundation to bring an incredible opportunity to our policyholders! **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Exciting Dividend Update from Preferra Insurance Company RRG!](https://preferrainsurance.com/exciting-dividend-update-from-preferra-insurance-company-rrg/) **Published:** July 24, 2024 **Author:** Jim **Excerpt:** This coming September and October, policyholders receive a dividend check in the amount of 6.2% of the annual premiums paid for liability insurance with Preferra. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Support to Policyholders Affected by California Wildfires](https://preferrainsurance.com/support-to-policyholders-affected-by-california-wildfires/) **Published:** January 15, 2025 **Author:** Jim **Excerpt:** With deep sadness and a commitment to supporting our policyholders during this devastating time, Preferra Insurance Company RRG is announcing proactive measures to provide relief to those impacted by the California wildfires. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ### [Preferra Hosts Virtual Town Hall for Policyholders](https://preferrainsurance.com/preferra-hosts-virtual-town-hall-for-policyholders/) **Published:** January 17, 2025 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG is pleased to announce an exclusive Virtual Town Hall event for its policyholders. This unique forum provides an opportunity to connect directly with Preferra leadership. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) **Categories:** News & Announcements --- ## Pages ### [Home](https://preferrainsurance.com/) **Published:** November 14, 2020 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG is domiciled in Washington, D.C., where the D.C. Department of Insurance, Securities, and Banking regulates it. **Content:** # Liability Insurance Designed for you *As a leading insurer for social workers, mental and behavioral health professionals nationwide, Preferra prioritizes our policyholders above all else. Your needs are central to our decisions and represented at our organization’s highest levels.* ##### Proudly Partnering with ![nohs-logo](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2024/06/nohs-logo-white.png) ![sswlhc-logo](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2024/06/sswlhc-logo-white.png) ![cswe-logo](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2025/11/cswe-logo-white.png) *As the trusted provider of professional liability insurance* [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-hero&utm_medium=green-button&utm_campaign=apply-renew) [Apply/Renew Mental and Behavioral Health](https://preferraplans.com/healthprofessionals/?utm_source=preferra-hero&utm_medium=green-button&utm_campaign=apply-renew) ## About Us ## Liability Products ## Your Standing Proxy Option ## News & Announcements ## Frequently Asked Questions #### Why Choose Preferra ## What Sets Us Apart   ### Compassionate Leadership You need someone advocating for you if you face a claim or lawsuit against you. Our Board includes Social Work Pioneers and behavioral health professionals who understand your needs and represent you at the highest level of the company.  ### Free CE Courses An exclusive online education portal for policyholders, offering free Ethics Continuing Education Credits, expert-led courses, and resources to enhance professional development and support risk management.  ### Managing Your Risk is a Phone Call Away You face risks and challenges every day. When you need advice, your risk management consultation Helpline can identify potential legal risks and help you implement strategies to minimize them.  ### Profits Shared with Our Policyholders When Preferra has a good year, our policyholders benefit too. When we have profits, beyond expenses, a portion of those profits are shared with our policyholders, where they belong.  ### Safety, Security and Financial Strength Stability and financial strength matter when considering your malpractice insurance coverage. We are reinsured by dual long-standing companies like Lloyd’s and Swiss Re and rated “Excellent” by A.M. Best Company. ## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) There are many silent cyber liability risks affecting businesses and private practices. Following a cyber theft, we frequently see news reports about massive credit card database breaches and multimillion-dollar cybercrimes. [Read More](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) ## [Your Insurance Policy – Tips and Tricks](https://preferrainsurance.com/your-insurance-policy-tips-and-tricks/) Insurance is a highly regulated industry, and only licensed agents are permitted to provide advice regarding the purchase of insurance. This is why insurance agents are required to complete substantial continuing education requirements… [Read More](https://preferrainsurance.com/your-insurance-policy-tips-and-tricks/) ### AM Best Reaffirms Excellent Rating [Learn More](https://preferrainsurance.com/am-best-reaffirms-preferras-excellent-financial-strength-rating/) ### Preferra Launches the Preferra Job Center [Learn More](https://preferrainsurance.com/preferra-launches-the-preferra-job-center/) ### Free Continuing Education for Policyholders [Learn More](https://preferrainsurance.com/preferra-insurance-company-rrg-launches-risk-management-education-online-platform-offering-free-continuing-education-for-policyholders/) ### CSWE Endorses Preferra [Learn More](https://preferrainsurance.com/preferra-insurance-company-rrg-partners-with-the-cswe/) ### Dividend Announcement & Policyholder Premium Refund [Learn More](https://preferrainsurance.com/preferra-insurance-company-rrg-announces-second-dividend-and-policyholder-premium-refund/) ### Preferra Supports Mental Health Month [Learn More](https://preferrainsurance.com/preferra-insurance-company-rrg-to-match-donations-up-to-10000-during-mental-health-month/) --- ### [Partnerships](https://preferrainsurance.com/partnerships/) **Published:** June 18, 2024 **Author:** Jim **Excerpt:** Preferra adds endorsements from industry-leading organizations. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Message from Richard to NatCon](https://preferrainsurance.com/message-from-richard-to-natcon/) **Published:** May 21, 2026 **Author:** Jim **Content:** [![](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/05/natcon-message-overlay.jpg "natcon-message-overlay")](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/video/richards-message-to-natcon.mp4) [View Video](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/video/richards-message-to-natcon.mp4) --- ### [Frequently Asked Questions](https://preferrainsurance.com/frequently-asked-questions/) **Published:** June 24, 2024 **Author:** Jim **Excerpt:** Frequently asked questions on various Preferra subjects and products to assist in knowing more about how Preferra protects and serves their policyholders. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Preferra RRG Policyholder Dividend FAQ](https://preferrainsurance.com/frequently-asked-questions/preferra-rrg-policyholder-dividend-faq/) **Published:** October 3, 2024 **Author:** Jim **Excerpt:** Preferra Insurance Company Risk Retention Group is a mutual insurance company dedicated to benefiting its policyholders. When Preferra has a good year, we strive to share those benefits with you. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [RRG Governance](https://preferrainsurance.com/rrg-governance/) **Published:** November 14, 2020 **Author:** Jim **Excerpt:** Preferra's Board of Directors are leaders within the behavioral health and insurance industries. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [News & Announcements](https://preferrainsurance.com/news-announcements/) **Published:** May 10, 2024 **Author:** Jim **Excerpt:** Stay informed with Preferra's News Announcements and Updates. **Content:** [![AM Best Reaffirms Preferra’s Excellent Financial Strength Rating](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/05/am-best-reaffirms-preferra-600x675.jpg)](https://preferrainsurance.com/am-best-reaffirms-preferras-excellent-financial-strength-rating/)## [AM Best Reaffirms Preferra’s Excellent Financial Strength Rating](https://preferrainsurance.com/am-best-reaffirms-preferras-excellent-financial-strength-rating/) May 20, 2026 Preferra Insurance Company RRG proudly announces that AM Best has reaffirmed the company’s Financial Strength Rating of A- (Excellent) and Long-Term Issuer Credit Rating of “a-” (Excellent), both with a stable outlook. [read more](https://preferrainsurance.com/am-best-reaffirms-preferras-excellent-financial-strength-rating/) --- ### [Our Blog](https://preferrainsurance.com/our-blog/) **Published:** September 16, 2025 **Author:** Jim **Content:** [![Cyber Liability…The Silent Killer](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2026/08/cyber-liability-silent-killer-1080x628.jpg)](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/)## [Cyber Liability…The Silent Killer](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) September 1, 2026 There are many silent cyber liability risks affecting businesses and private practices. Following a cyber theft, we frequently see news reports about massive credit card database breaches and multimillion-dollar cybercrimes. [read more](https://preferrainsurance.com/cyber-liabilitythe-silent-killer/) --- ### [Preferra Job Center FAQ](https://preferrainsurance.com/frequently-asked-questions/preferra-job-center-faq/) **Published:** June 29, 2025 **Author:** Jim **Excerpt:** Frequently asked questions about Preferra's Job Center – Job seekers can post their resume, customize job alerts, and other free services. Employers can post openings, manage and edit multiple postings from their customized dashboard. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [General FAQ About Preferra](https://preferrainsurance.com/frequently-asked-questions/general-faq-about-preferra/) **Published:** November 15, 2020 **Author:** Jim **Excerpt:** Frequently Asked Questions about the products and services of Preferra Insurance Company RRG. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Liability Products](https://preferrainsurance.com/liability-products/) **Published:** November 15, 2020 **Author:** Jim **Excerpt:** Preferra Insurance Company RRG offers Behavioral Health professionals affordable and the most comprehensive liability insurance products. Professional liability, general liability, and cyber liability insurance protect you, your career, and your practice. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Thank You](https://preferrainsurance.com/thank-you/) **Published:** November 15, 2020 **Author:** Jim **Content:** ![](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2023/03/preferra-icon.png "preferra-icon") ## We Got It! ### Thank you for contacting us. Typically, we will get back to you within 1-2 business days, depending on when we receive your inquiry. Thank you for your interest in the Preferra Insurance Company RRG. If you need assistance right away, please call **888-278-0038**. Our business hours are from 9:00 am to 4:30 pm EST, Monday through Friday.  #### Policy Support Activity Mailing Address: Preferra Insurance Company RRG Plan Administrator 1200 East Glen Avenue Peoria Heights, IL 61616  #### Headquarters Mailing Address: Preferra Insurance Company RRG 47 E. All Saints St, Suite 300 Frederick, MD 21701 ![](https://1a4061dc.delivery.rocketcdn.me/wp-content/uploads/2020/11/thank-you.jpg "thank-you") --- ### [Contact Us](https://preferrainsurance.com/contact/) **Published:** February 18, 2025 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Professional Liability FAQ](https://preferrainsurance.com/frequently-asked-questions/professional-liability-faq/) **Published:** January 31, 2025 **Author:** Jim **Excerpt:** Professional Liability Insurance, often called malpractice insurance, protects professionals from claims of negligence, errors, or omissions that might arise in the course of their work. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Who We Are](https://preferrainsurance.com/who-we-are/) **Published:** November 15, 2020 **Author:** Jim **Excerpt:** Since 2012, Preferra Insurance Company Risk Retention Group has been the trusted choice in providing best-in-class liability insurance products to social workers as well as mental and behavioral health professionals. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Townhall Policyholder Survey](https://preferrainsurance.com/townhall-policyholder-survey/) **Published:** April 8, 2024 **Author:** Jim **Excerpt:** Survey of Preferra Policyholders asking their preferences on possible future meetings/webinars. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Privacy Policy](https://preferrainsurance.com/privacy-policy/) **Published:** November 13, 2020 **Author:** Jim **Excerpt:** The Preferra Insurance Company RRG privacy policy reflects our deep commitment to your privacy rights. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [No Surprises Act](https://preferrainsurance.com/no-surprises-act/) **Published:** January 6, 2022 **Author:** Jim **Excerpt:** The “No Surprises Act” is a federal law for healthcare providers to give uninsured and self-pay patients a good faith estimate (GFE) of costs for services starting on January 1, 2022. In addition, GFE’s will be required for health insurers by providers, when the patient has insurance and plans to use it. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Enhancing Preferra for Policyholders FAQ](https://preferrainsurance.com/frequently-asked-questions/enhancing-preferra-for-policyholders-faq/) **Published:** May 28, 2024 **Author:** Jim **Excerpt:** Frequently Asked Questions about the separation of Preferra Insurance Company RRG and NASW Assurance Services, Inc. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Code of Ethics](https://preferrainsurance.com/code-of-ethics/) **Published:** November 14, 2020 **Author:** Jim **Excerpt:** All directors, officers, and employees of Preferra Insurance Company RRG shall adhere to honest and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Standing Proxy FAQ](https://preferrainsurance.com/frequently-asked-questions/standing-proxy-faq/) **Published:** April 26, 2024 **Author:** Jim **Excerpt:** What is a standing proxy? A vote by proxy allows individuals to delegate their voting rights to a designated representative. In this case, the designated representative is the Preferra RRG President. **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ## Directors ### [David H. McCarty](https://preferrainsurance.com/directors/david-h-mccarty/) **Published:** November 30, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Joseph T. Monahan, MSW, ACSW, JD](https://preferrainsurance.com/directors/joseph-t-monahan/) **Published:** November 20, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Richard L. Jones, PhD](https://preferrainsurance.com/directors/richard-l-jones/) **Published:** November 20, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Betsy Cauble, PhD, LMSW](https://preferrainsurance.com/directors/betsy-cauble/) **Published:** July 5, 2022 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [David A. Campbell, PhD](https://preferrainsurance.com/directors/david-a-campbell/) **Published:** November 30, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Deborah A. Reyes](https://preferrainsurance.com/directors/deborah-a-reyes/) **Published:** November 30, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Ahmed Shaher, FSA, MAAA](https://preferrainsurance.com/directors/ahmed-shaher/) **Published:** November 30, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Jeffrey C. Miller](https://preferrainsurance.com/directors/jeffrey-c-miller/) **Published:** November 30, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ### [Tony Benedetto](https://preferrainsurance.com/directors/tony-benedetto/) **Published:** November 24, 2021 **Author:** Jim **Content:** [Apply/Renew Social Workers](https://preferraplans.com/socialworkers/?utm_source=preferra-nav&utm_medium=purple-button&utm_campaign=apply-renew) --- ## Categories ### [News & Announcements](https://preferrainsurance.com/category/news-announcements/) --- ### [Our Blog](https://preferrainsurance.com/category/our-blog/) --- ## Tags ### [financial strength](https://preferrainsurance.com/tag/financial-strength/) --- ### [Dividend](https://preferrainsurance.com/tag/dividend/) --- ### [Policyholders](https://preferrainsurance.com/tag/policyholders/) --- ### [Board of Directors](https://preferrainsurance.com/tag/board-of-directors/) --- ### [Clinical Issues](https://preferrainsurance.com/tag/clinical-issues/) --- ### [Professional Liability](https://preferrainsurance.com/tag/professional-liability/) --- ### [Counselors](https://preferrainsurance.com/tag/counselors/) --- ### [Confidentiality](https://preferrainsurance.com/tag/confidentiality/) --- ### [HIPPA](https://preferrainsurance.com/tag/hippa/) --- ### [Pitfalls](https://preferrainsurance.com/tag/pitfalls/) --- ### [Sexual Misconduct](https://preferrainsurance.com/tag/sexual-misconduct/) --- ### [Board Complaints](https://preferrainsurance.com/tag/board-complaints/) --- ### [Limits](https://preferrainsurance.com/tag/limits/) --- ### [Negligence](https://preferrainsurance.com/tag/negligence/) --- ### [Sub-Limits](https://preferrainsurance.com/tag/sub-limits/) --- ### [gaps](https://preferrainsurance.com/tag/gaps/) --- ### [insurance policy](https://preferrainsurance.com/tag/insurance-policy/) --- ### [benefits](https://preferrainsurance.com/tag/benefits/) --- ### [deductibles](https://preferrainsurance.com/tag/deductibles/) --- ### [Insurance](https://preferrainsurance.com/tag/insurance/) --- ### [Insurance Agent](https://preferrainsurance.com/tag/insurance-agent/) --- ### [Insurance Market](https://preferrainsurance.com/tag/insurance-market/) --- ### [Workman's Compensation](https://preferrainsurance.com/tag/workmans-compensation/) ---