Professional, General, and Cyber Liability

Professional Liability

Mistakes happen—not having proper coverage doesn’t have to be one of them.

Social work is a rewarding career, but like many professions, it has risks in today’s litigious society. Like other professionals, social workers have increasingly been subject to malpractice suits in recent years. Malpractice claims must be defended, even when they are groundless or fraudulent, and the cost of defending yourself in such a suit can be extremely expensive. Social Workers Enroll Today! Behavioral Health Professionals Enroll Today!

General Liability

If you rent office space or have clients visit your home, you need general liability insurance to protect yourself. If one of your clients is injured in your office or while entering or leaving your office building, you are at risk of being sued.

This protection is critical for protecting you and your practice if injury or property damage occurs to others due to your business operations. This coverage provides up to $1,000,000 of protection per occurrence and up to $3,000,000 protection per year covering property damage, personal and bodily Injury, fire legal liability, medical costs, and payments, damages to premises rented to you, and legal defense costs. Social Workers Enroll Today! Behavioral Health Professionals Enroll Today!

Cyber Liability

Cyber Liability Insurance is necessary if you keep your client data on your computer, cell phone, or office files. Even if you use a warehouse, a mover, or a data storage provider, you can be held responsible for data breaches caused by them. You could be sued for a data breach and be subject to state and federal fines and penalties of up to $250,000. And, your clients can also sue you for damages of $25,000 – plus, you even risk jail time of 10 years!

Coverage includes legal defense costs, state and federal fines and penalties, damages, computer security breach expert audit, client/patient notification costs, and ID theft protection subscriptions for victims/clients. Social Workers Enroll Today! Behavioral Health Professionals Enroll Today!