Cyber Liability…The Silent Killer
There are many silent cyber liability risks affecting businesses and private practices. Following a cyber theft, we frequently see news reports about massive credit card database breaches and multimillion-dollar cybercrimes.
Your Insurance Policy – Tips and Tricks
Insurance is a highly regulated industry, and only licensed agents are permitted to provide advice regarding the purchase of insurance. This is why insurance agents are required to complete substantial continuing education requirements…
Professional Liability Insurance 2026
This article discusses the 2026 property and casualty insurance market with a focus on professional liability insurance. This information may help you better understand pricing and underwriting when purchasing an insurance policy.
Trust In Your Practice
Mutual trust between the practitioner and the client is the fundamental basis of therapy. Literature searches indicate that, although challenging, the partnership between the client and the practitioner is key to client empowerment and intervention effectiveness.
See the GAP… Not All Professional Liability Insurance Policies Are Created Equal
There are three basic types of deductibles: no deductibles (or first-dollar coverage), flat deductibles, and percentage deductibles, which are becoming more popular. Obviously, choose the no-deductible option.
Pulse Check – Professional Liability Insurance
Professional liability insurance (PLI), also referred to as errors and omissions (E&O) insurance, protects professionals against negligence (duty, breach, and damages are elements of negligence), mistakes, and failures to meet industry standards of care.
Sexual Misconduct and Boundary Violations
Liability insurance carriers are experiencing an increasing number of state licensing board claims and lawsuits rooted in the broad categories of boundary violations and sexual misconduct.
When Should a Social Worker Break Client Confidentiality?
Following the social work Code of Ethics, HIPAA guidelines and state and federal laws is central to effective and responsible practice. But what if a client exhibits alarming or potentially violent behavior?
What To Do When Your Client Threatens To Harm Themselves or Others
Social workers enter the field to protect and support vulnerable populations. But what happens when a client threatens to harm themselves or others?
How to Respond if a Client Threatens to Sue – And Why Liability Insurance is Essential
Social workers often face vulnerable and unpredictable situations. Whether it’s in an office, a client’s home or your home, client interactions always carry some level of professional risk.
Understanding Your Liability Policy: What’s Covered and What Isn’t
As a social worker, fully understanding your liability insurance – what’s covered and what isn’t – is critical to protecting you and your practice. The last thing you want is to face a licensing board complaint or lawsuit, only to discover that the situation falls outside the scope of your policy.
Why Social Workers Need Personal Liability Insurance
As a social worker, you dedicate your career to supporting and protecting others. But in doing so, it’s easy to overlook who is protecting you. Many assume working at an agency means being fully covered by your employer’s insurance.
